Reinventing Dollar Infrastructure with Standard Chartered
Anastasia (right) with Jennifer Lassiter or Standard Chartered
Anastasia speaks with Jennifer Lassiter, Head of Digital Assets for Europe and the Americas at Standard Chartered, about her panel “Defending the Dollar”. Jennifer explains how the US dollar, while still dominant in global finance, operates on outdated payment rails that no longer match the instant and seamless user experience consumers expect.
She describes Standard Chartered’s efforts to modernise back-end infrastructure through blockchain and digital assets, connecting cross-border systems for real-time value transfer. Jennifer also emphasises that balancing innovation with compliance is not a trade-off but an integrated approach. The bank embeds digital asset expertise across its core business units, ensuring robust governance while fostering innovation.
Addressing fraud and compliance, Jennifer notes that blockchain is not inherently more prone to fraud, but the speed and transparency it introduces require new risk frameworks. Standard Chartered works with global compliance partners and regulators to ensure safe and scalable innovation, highlighting the importance of collective collaboration between banks, fintechs, regulators, and governments to build a secure and future-proof financial ecosystem.
Scaling Payments and Fighting Fraud with Ebanx
chatting with André Peixoto, Director of Operations, Ebanx
Next, André Peixoto, Director of Operations at Ebanx, discusses how the Latin American payments giant manages over three million transactions daily while maintaining trust and performance. Ebanx relies on two key pillars: cutting-edge technology and a performance-driven culture that prioritises scalability and reliability across all teams.
André details the challenges of operating in South America, where issuers are highly risk-averse. Ebanx bridges the gap by building strong partnerships with banks, working closely to align on fraud trends and authorisation performance.
He highlights the growing sophistication of fraud, fuelled by generative AI, including tactics like fake storefronts and synthetic identities. To counter this, Ebanx employs a hybrid model of internal AI systems with over a thousand detection rules, alongside global fraud prevention partners.
Looking ahead, André predicts three major shifts by 2026:
- Instant and recurring alternative payment methods like Pix and UPI expanding financial inclusion.
- Stablecoins becoming mainstream for real-time settlement.
- AI-driven optimisation across routing and fraud detection, already helping Ebanx boost approval rates significantly.
Redefining AML and FinCrime Effectiveness with ACAMS
with Craig Timm, Sr. Director of AML, ACAMS
In this conversation, Craig Timm, Senior Director of AML at ACAMS, offers insights into how anti-money laundering (AML) teams are evolving amid growing complexity. He explains that AML professionals now shoulder broader responsibilities, extending into fraud and sanctions evasion as institutions integrate data-driven strategies.
Craig outlines practical ways to strengthen collaboration between fraud and AML teams through shared data, unified technology platforms, and clear governance processes. He also discusses a significant shift in the global regulatory landscape: the move towards effectiveness-based AML programmes that prioritise real-world crime prevention outcomes over box-ticking compliance.
He identifies adaptability, a passion for continuous learning, and technological literacy as essential skills for modern compliance teams. Craig concludes that AI and automation will be transformative, with “agentic AI” and digital employees reshaping AML operations. However, he stresses the need to ensure technology enhances effectiveness rather than replaces human judgment.
Evolving Risk Leadership with Adyen
with Brigette Korney, Global Head of Risk, Adyen
Brigette Korney, Global Head of Risk at Adyen, joins Anastasia to discuss how risk management is adapting to a rapidly changing fraud landscape. She describes fraud prevention as a “game of whack-a-mole” and highlights the importance of creativity and holistic thinking in managing evolving threats.
Brigette explains how Adyen’s unified platform provides end-to-end data visibility, enabling the company to detect fraud signals earlier and deliver seamless customer experiences. With over a billion unique identities in its system, Adyen leverages data at scale to strengthen fraud prevention.
On AI, Brigette advocates for maintaining human oversight alongside automation. She believes that combining machine intelligence with human intuition ensures AI remains a force for good. Collaboration, both within the industry and across organisations, is essential to outpace fraudsters who increasingly operate in organised communities. Her vision for the future of risk management centres on building a “community of fraud fighters” united by a customer-first approach.
BNPL and the Future of Fintech Innovation with Nubank
chatting with Nathan Marion, Head of B2B, Nubank
Finally, Nathan Marion, Head of B2B at Nubank, shares insights from Brazil’s dynamic fintech scene. He explains that Buy Now, Pay Later (BNPL) has long been part of Brazil’s credit culture and how Nubank’s product, NuPay, modernises this experience by integrating authentication and smooth checkout flows that reduce fraud without adding friction.
Nathan highlights that while AI drives innovation, it also empowers fraudsters, making it essential for the financial ecosystem to “level up” its defences. Nubank uses machine learning to refine its credit and risk models, ensuring accessibility and security for millions of customers.
He stresses the importance of “smart friction” applying authentication only when risk is detected, and encourages fintechs to focus on solving real, existing customer problems rather than chasing trends. For Nathan, success in 2026 will depend on simple, trusted, and data-driven financial experiences that genuinely improve people’s lives.
Key Takeaways
- Collaboration is the new currency: Banks, fintechs, and regulators must work together to shape the next generation of financial infrastructure.
- AI is both a challenge and an opportunity: It is redefining fraud, AML, and payments, demanding responsible and transparent deployment.
- Customer experience remains central: The most successful innovations will balance security, compliance, and seamless usability.
- Global inclusion is accelerating: From stablecoins to instant payments, emerging markets are driving financial access and innovation.
